SELLERS!
Allow me to list your home for a quick sale for top dollars. As your Silicon Valley Realtor and real estate consultant, I know what it takes to sell your home. I bring expert knowledge, valuable experience blended with the latest technology, a well-defined online marketing plan, a cohesive network, energy, enthusiasm and the excitement to get the job done effectively here in Silicon Valley. * Help launch the 100 step Steve Mun Group HomeSelling System, which will radically speed up the selling process and offers you 3 commission structures so you remain in control. * Provide you with a Comparative Market Analysis to assist in developing pricing strategy that gets your home sold. * Recommend ways to advertise and enhance your property to maximize marketability to buyers in Silicon Valley. * Review your property disclosure statements and deliver them to each prospective buyer. * Provide regular communication including prospect and market feedback. * Promote your property through direct marketing, industry networking and multi-pronged state-of -the-art Internet marketing campaign to increase visibility to all buyers in Silicon Valley (87% of buyers start their home search using the internet). * Provide negotiating assistance on all offers to purchase your home. * Pre-Qualify and provide you with all financial information of prospective buyers. * Monitor and communicate the status and satisfaction of contract contingencies. * Offer home purchase assistance and referral services to an expert agent if moving outside of this area. * Attend the closing to ensure a smooth ending to the transaction. * Contact and follow-up after closing to assure the satisfactory completion of all service details. BUYERS!
We have a common goal: Making you a Silicon Valley homeowner. Let's make it happen together!
I will ensure you receive exceptional service at every step of your home buying process. * Conduct counseling and information session to identify your needs and goals to plan a property search. * Offer to arrange pre-qualifying or pre-approval meeting with lender to determine affordability range and improve negotiating position at the point of offer. * Commit to priority availability for property research and showings. * Complete market research to identify properties consistent with your needs and price range in Silicon Valley. * Prepare a Comparative Market Analysis for you prior to making an offer. * Provide negotiating assistance on all offers to purchase. * Obtain and review with you the seller's written property disclosure statements. * Recommend professional property and termite /pest inspections. * Monitor and communicate the status and satisfaction of contract contingencies. * Accompany you on walk through property inspection before closing. * Attend the closing to ensure a smooth ending to the transaction. * Contact you after the closing to assure the satisfactory completion of all service details. SHORT SELLERS!
What exactly is a short sale? Simply put, it is when you sell a home for less than what is owed on it with the lender’s approval and the lender forgives you for the difference (what is short) between what is owed and what it ultimately sells for.
Why would the lender agree to do this? Money. It’s always about the money isn’t it? Typically, it is cheaper for the lenders if the house is sold prior to getting into foreclosure. There are costly expenses associated with foreclosing on a home (aside from the fact that owners who are going through foreclosure typically destroy the homes before they are evicted); but with short sales, it takes less time and makes more economic sense for lenders if the homeowners have an interest in and participate with the lenders in selling their homes, rather than fighting with them. The lender saves money because they don’t have to pay for eviction, go through an auction only to have to take the property back because the auction did not meet their floor price, make repairs and then pay realtors to sell it as a bank owned (REO) property which typically gets deeply discounted by buyers anyway, in the meanwhile, still paying for taxes, insurance, etc......
Why would it be good for the seller? It allows them to have control over their economic future. Let’s face it, if you are contemplating foreclosure, that means your financial situation will not be changing for the better in the immediate future. Don’t let others dictate your financial future; get involved and control and participate in your own outcome. 
The most important facet to the short sales process is that it permits you to have control over your financial future. If you are forced into a foreclosure situation, your credit score will be devastated as you had no participation with the lender to address the situation. The net result will be as devastating as a bankruptcy from the Fannie Mae Underwriting Guideline point of view and you will not be able to buy a home or apply for a credit card for many years. If and you will not be able to repair your credit to buy a car or a home for many years. If you choose to take control and complete a lender approved short sale, you will be able to salvage your credit by more than halving the seasoning requirements (only 2 years) for Fannie Mae Underwriting Guideline for re-establishing credit and give yourself the opportunity to be in a situation to buy a home again in a relatively short time. Naturally, individual situations and results will vary. 
We are certified short sale professionals (CDPE) and have extensive field experience successfully closing short sales, up and down Northern California. We have helped numerous clients navigate themselves out of foreclosure and into better futures. Don't struggle and try to "wing it" on your own; or worse, collapse under the pressures of stress and simply give up. There is an option available to you. Let certified professionals with experience help with your financial future.
Experience the difference – personal ties and relationships turn a property into a home. Warm, professional relationships are a hallmark of my philosophy and experience in Silicon Valley and throughout Northern California; and my clients often remark on the quality of my carefully chosen network of financial, legal, logistical and other specialists. My personal network combined with Keller Williams market tenure and brand identity gives my clients a distinct advantage when buying or selling a home.
Providing Quality Service You Deserve! Steve Mun, e-PRO®, CDPE®, QSC®
Steve Mun Group
(650) 605-3188 direct
California DRE #: 01358433
My Blog Your Silicon Valley Realtor's Areas of service: Santa Clara County, West San Jose, Campbell, Cupertino, Sunnyvale, San Jose, Saratoga, Santa Clara, Palo Alto, Mountain View, Los Altos, Los Gatos, Milpitas, Monte Sereno. Click on the cities above, to be connected to city websites.
   
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